Home Loans

Unlock Your
Dream Home
with Our
Home Loans

Welcome to Billsavers, your go-to for home loans. Navigating your mortgage options can be overwhelming, but we simplify it. Our finance professionals compare rates, repayment, and terms from various institutions, providing comprehensive comparisons for you to consider. Whether you’re a first-time buyer, refinancing, or investing, our expert insights and tools ensure you secure the loan that suits you needs. Take the guesswork out of home loans – start your journey to financial freedom with Billsavers today.

Types of Home Loans

There are several types of home loans available to borrowers, each designed to suit different financial situations and needs.
Here are some types of home loans:

Purchasing

Comparing home loans is crucial for substantial savings and realizing your dream home. Lenders vary in policies, rates, and terms. Careful evaluation helps identify the best fit for your financial goals, securing lower rates, favourable terms, and reduced fees. Understanding loan intricacies allows informed decisions, choosing a flexible and supportive lender. Meticulous comparison ensures financially sound choices, paving the way to your desired home with long-term savings.

Refinance

Consider Billsavers for your home loan needs. Is your current lender reciprocating the loyalty you’ve shown? In the evolving landscape of interest rates and banking policies, finding the right bank can be daunting. At Billsavers, we empower you to explore effective home loan options. Refinancing could significantly reduce interest rates and monthly repayments. With over 30 lenders, we negotiate with your existing lender or explore alternatives. Your best interests are our priority, finding cost-effective options tailored to your needs, whether reviewing rates, borrowing more, tapping into equity, or switching loan products. Trust Billsavers for assistance at every step.

Construction

Planning to build a home is exciting but also an emotional time. It takes time to get everything orgainsed and make choices along the way for all aspects of your dream home. At Billsavers we work to remove the stress finding a low rate construction loan. Your current bank may not be a good option for construction. As experts we find options and give you information to help choose the right lender or your needs.

Investment

Selecting the right loan is key in property investment. Whether you aim for capital growth or rental income, property investment can boost wealth over time. Billsavers brokers grasp your goals and guide you on maximizing your investment loan. We handle all paperwork, negotiate with lenders, and address crucial questions like the ideal investment loan type, the most rewarding loan structure, and other essential costs.

Self Managed Super

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First Home Buyer

Embarking on your first home purchase is a significant step, but with Billsavers at your side, you’ll feel entirely at ease. We’ll navigate you through the complexities of solicitors, lenders, and agents, addressing crucial questions like your affordable borrowing limit, the right home loan type, maximizing first homeowner grants, and other essential buying costs. Say ‘yes’ to finding the perfect first-time buyer’s home loan today. Call 0418204120 or click ‘Get Started’.

Credit Impaired

If past credit challenges hinder your regular mortgage approval, Billsavers can tailor an application to expand your lending options. With access to lenders specializing in credit-impaired loans, we negotiate on your behalf, addressing key questions about available loan types, repayment capability, and affordability of higher interest rates. Say ‘yes’ to securing a credit-impaired loan today. Call 0418204120 or click ‘Get Started’.

Self Employed

Self-employment comes with benefits and challenges, especially in finance. As experts in self-employed finance, we understand the complexities—outdated financial statements, complex business performance. Our tailored self-employed products offer alternatives to standard lender requirements, including income verification through an applicant declaration. Designed for self-employed business owners, we specialize in assisting those purchasing property (residential & commercial), requiring cash for business needs, holding an ABN for 12+ months, lacking up-to-date BAS or trading statements, and needing asset finance.

Debt Consolidation

Debt consolidation loans aren’t solely for those in financial distress; they benefit a broad financial spectrum. Billsavers consolidates your debts into a single, larger loan, offering a lower overall interest rate and a simplified monthly repayment. We negotiate on your behalf, addressing vital questions: Is debt consolidation suitable? Are you eligible? How does it impact your credit rating? What’s the duration of consolidation payments? Explore the benefits with Billsavers.

Finding
Your Perfect
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If you have any enquiries or questions for us, feel free to fill out the form or call us and we will get back to you as soon as possible.